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What will your family do if something should happen to you?  Do you have a plan to help replace your income if you can no longer work? 

You need to think about it.  Really think.  Will your family be able to pay the mortgage, keep the electricity on, and put food on the table if all of a sudden you’re down to one income, or no income?  Will your children still be able to attend college, debt-free if you’re no longer there to financially support them?

If your family depends on your income to survive then life insurance is a necessity.  If you should die, life insurance replaces your income and if you should become disabled due to an illness or accident and can no longer work the same or bring in the same amount of income, disability insurance provides income. 

Another reason to have life insurance is to help with any debts that you may have when you pass away.  A lot of Americans have a mortgage, credit card debt, personal loans, and car loans.  Being prepared with life insurance will help cover living expenses, including mortgages, car loans, and credit card debt. 

Having the right type and the right amount of insurance can bring peace of mind.

Insurance is one of those things that we hope we never need, but are sure thankful to have it.  If you would like to sit down to look at your situation to make sure you have enough coverage then give us a call at 573-686-3053.